Terms of Service

Terms of Service for Customers

For Terms of Service for Premium Mentor, click here.

Welcome to www.Evisors.com ("Evisors.com" or "Site"), the web site that is a platform for online advice and professional consulting services. Evisors.com is owned and operated by Infobase Holdings, Inc. ("Evisors"). The specific features and functionality of the Site are to be determined solely by Evisors and are subject to change or termination at any time, for any reason, and without notice.

YOU AGREE THAT BY USING THIS SERVICE YOU ARE AT LEAST 18 YEARS OF AGE AND YOU ARE LEGALLY ABLE TO ENTER INTO A CONTRACT.

This Agreement contains all the terms and conditions between a user of Evisors.com services ("you" or "Customer") and Evisors. By using the site, you are executing a binding agreement between Evisors and you as the customer. You should therefore read this Agreement carefully. If you do not agree to be bound by this Agreement, do not sign up for a consultation session, send an email question, propose a project request or engage in any other interaction facilitated by Evisors.

As a Customer, you also are agreeing to the terms of the Evisors Privacy Policy, which is incorporated into this Agreement.

Definition of Service

Evisors.com provides a platform where Customers can locate a Premium Mentor and ask for advice or services. Evisors will enable a Customer to communicate with Mentors. This communication may or may not require the Customer to pay for services provided by Mentors. Evisors makes no representation or warranty whatsoever as to (a) the willingness or ability of any Premium Mentor to give advice, (b) whether the Customer will find the advice given by a Premium Mentor satisfactory, (c) whether the advice of the Premium Mentor will provide an adequate solution to the Customer's question(s) or (d) whether the Premium Mentor's advice will otherwise be suitable to the Customer's needs.

Evisors does not refer, endorse, recommend, verify, evaluate or guarantee any advice, information or other services provided by Mentors. Customers should not consider anything to be a referral, endorsement, recommendation or guarantee by Evisors of a Premium Mentor's advice, information or other services. Evisors does not guarantee the validity, accuracy, completeness, safety, legality, quality or applicability of the content on the Site and anything spoken or written by its Mentors, including any information contained in a Premium Mentor listing. Evisors will not be liable for any damages sustained due to reliance by Customer on information or advice provided by any Premium Mentor. The advice or information provided by our mentors is for informational purposes only and cannot be considered a substitute for professional advice.

Customer hereby releases and agrees to hold harmless Evisors, its directors, shareholders, officers, members, managers, employees, agents, successors, mentors, consultants and assigns from any and all causes of action, claims of any nature and damages resulting from the advice of Mentors accessed through the Site or from the content of the Site.

Disclaimer of Warranty and Limitation of Liability

THE CUSTOMER ACKNOWLEDGES AND AGREES THAT THE EVISORS.COM SERVICE IS PROVIDED "AS IS", AND THEREFORE THE CUSTOMER WILL NOT HAVE ANY CLAIM OR DEMAND VIS-A-VIS EVISORS IN RESPECT TO EVISORS'S EXPERTS, PROPERTIES, LIMITATIONS OR COMPATIBILITY WITH THE CUSTOMER'S NEEDS. THE USE OF EVISORS.COM IS AT THE CUSTOMER'S SOLE RISK. TO THE FULLEST EXTENT OF THE LAW, EVISORS EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, SECURITY OR ACCURACY.

EVISORS EXPRESSLY DISCLAIMS ALL WARRANTIES FOR INFORMATION POSTED OR TRANSMITTED BY EXPERTS. IF A CUSTOMER DECIDES TO RELY ON INFORMATION PROVIDED BY AN EXPERT FOLLOWING THE USE OF EVISORS.COM, THE CUSTOMER MUST EXERCISE A HIGH STANDARD OF CARE. THE CUSTOMER SHALL NOT HAVE ANY CLAIM OR DEMAND VIS-A-VIS EVISORS, ITS AFFILIATES OR THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, MEMBERS, MANAGERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS IN RESPECT TO ANY SERVICE OR ADVICE THE CUSTOMER DECIDES TO RECEIVE AND/OR RELY ON. EVISORS WILL NOT BE DEEMED THE PROVIDER OR RECIPIENT OF ANY SERVICES OR INFORMATION ACQUIRED THROUGH EVISORS.COM. THE PURCHASE OF SERVICES IS EFFECTED AT THE CUSTOMER'S SOLE RISK.

UNDER NO CIRCUMSTANCES WILL EVISORS, ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, MEMBERS, MANAGERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS BE LIABLE TO ANY CUSTOMER FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES (INCLUDING BUT NOT LIMITED TO LOSS OF BUSINESS, REVENUE, PROFITS, USE, DATA OR OTHER ECONOMIC ADVANTAGE), HOWEVER IT ARISES, WHETHER IN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION OR ARISING FROM THE SERVICES OR ANY PROVISION OF THIS AGREEMENT. EVISORS, ITS AFFILIATES, THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, MEMBERS, MANAGERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS' AGGREGATE LIABILITY FOR DIRECT DAMAGES ARISING WITH RESPECT TO THIS AGREEMENT WILL NOT EXCEED THE TOTAL AMOUNT OF MONEY PAID BY A CUSTOMER TO EXPERTS THROUGH EVISORS.COM IN THE SIX MONTH PERIOD PRIOR TO THE DATE THE CLAIM AROSE. THE CUSTOMER ACKNOWLEDGES AND AGREES THAT EVISORS DISCLAIMS ANY LIABILITY WITH RESPECT TO ANY CLAIM, SUIT OR ACTION BROUGHT BY AN EXPERT IN CONNECTION WITH PAYMENT FOR SERVICES BY THE CUSTOMER AND CUSTOMER AGREES TO INDEMNIFY AND HOLD EVISORS HARMLESS IN CONNECTION WITH ANY SUCH CLAIM.

IN THE EVENT OF A DISPUTE REGARDING ANY TRANSACTION CONDUCTED THROUGH EVISORS.COM, THE CUSTOMER HEREBY RELIEVES EVISORS, ITS AFFILIATES, THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, MEMBERS, MANAGERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS FROM ALL MANNER OF ACTIONS, CLAIMS OR DEMANDS AND FROM ANY AND ALL LOSSES (DIRECT, INDIRECT, INCIDENTAL OR CONSEQUENTIAL), DAMAGES, COSTS OR EXPENSES, INCLUDING, WITHOUT LIMITATION, COURT COSTS AND ATTORNEYS' FEES, WHICH THE CUSTOMER MAY HAVE AGAINST ONE OR MORE OF THE ABOVE.

Customer's Conduct

You warrant and declare that while you are using Evisors.com you will agree to and act according to the following rules:

• Evisors is not involved in any transactions between Customer and Premium Mentor. Evisors does not control or verify the quality, relevance or accuracy of the advice, whether the Premium Mentor is qualified to provide the specific advice, whether the Premium Mentor is categorized correctly or in the most appropriate category to provide the advice sought by the Customer, the accuracy of any postings on the Site or any transmissions through it by Customers or Mentors.

• Customer will not make arrangements outside of the Evisors platform to have paid relations or any contact with Mentors contacted through Evisors.com without written consent from Evisors or its agents.

• Customer consents to Evisors.com collecting and processing any personal information, as per the terms of Evisors's Privacy Policy.

• All interactions between Customer and Premium Mentor will be billed through Evisors regardless of if the interaction is online or offline. Customer agrees to abide by the pricing terms agreed upon with a Premium Mentor while utilizing Evisors.com and to pay Evisors for all services rendered to Customer by Mentors.

• Customer will not take any actions that may undermine, disrupt or manipulate the integrity of the Customer feedback (rating) system on the Site.

• Customer will not interfere with or disrupt the Evisors.com servers or networks connected to the Site.

• Customer will not attempt to gain unauthorized access to other computer systems or networks connected to the Site.

• Customer will not transmit through the site any unlawful, harassing, libelous, privacy invading, abusive, threatening, defamatory, vulgar, obscene, racist, harmful, or otherwise objectionable material of any kind.

• Customer will not disobey or breach this Agreement or any other applicable instructions conveyed by Evisors.

• Customer will not violate any applicable local, state, national or international law, statute, ordinance, rule, regulation or ethical code.

• Customer will not upload, post, e-mail, transmit or otherwise make available: (A) any information or material that infringes upon a third party right, especially intellectual property rights; (B) any third party advertisements, including banner exchange services; (C) any software viruses, Trojan horses, worms or any other malicious application; or (D) any information or material which may constitute or encourage conduct that is a criminal offense, civil wrong or which otherwise violates any applicable law.

• Evisors enables the transfer of files between Customers and Mentors. Opening any such files is at the sole risk of the Customer. It is the Customer's responsibility to scan such files with an anti-virus software application prior to opening them. Evisors is not responsible for any the transfer of any computer viruses, malicious software or other damage resulting from opening such files.

• Customer will not stalk, threaten or harass Mentors or other Customers or infringe upon or attempt to infringe upon their privacy.

International Users

Evisors makes no claim that the content of the Site is appropriate or may be downloaded outside the United States. If you access the Site from a location outside the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction regarding online conduct and acceptable content.

Modifications and Termination of Evisors.com

Evisors reserves the right in its sole discretion, and from time to time, to modify or discontinue, temporarily or permanently, the services in Evisors.com, with or without notice to Customer. Customer agrees that Evisors shall not be liable to Customer or any third party for any modification or discontinuance of Evisors.com's services or for any losses or damages that may result to Customer from such discontinuation or interruption of service.

Evisors's services depend on various factors such as software, hardware and communications networks of Evisors, its contractors and suppliers and factors outside its control. Hence, Evisors cannot guarantee that Evisors.com's service will be uninterrupted or that it will be timely, secure or error-free.

Evisors may, in its sole discretion and for any reason or no reason, terminate Customer's participation in Evisors.com and refuse any and all current or future use by Customer of Evisors.com.

Indemnification

Customer shall indemnify, defend and hold harmless Evisors and its members, managers, employees, representatives, agents and affiliates against any and all losses, damages, suits, judgments, costs and expenses (including litigation costs and attorneys' fees) arising out of or in connection with any claim, suit, action, or other proceeding brought against Evisors or such party, to the extent that such a claim, suit, action or other proceeding is based on or arises from: (a) any breach of any representation, warranty, covenant or agreement to be performed by Customer according to this Agreement; (b) Customer's refusal to pay for services provided by any Premium Mentor; or (c) any materials that Customer had posted to Evisors.com or transmitted through it and/or any content on Customer's Web site or otherwise provided by Customer.

No Assignment

Customer shall not assign his or her rights and obligations according to this Agreement, in whole or in part, whether voluntarily or by operation of law, without the prior, written consent of Evisors. Any purported assignment by Customer without the appropriate prior written approval will be null and void and of no force or effect.

Modifications to this Agreement

Evisors may change this Agreement or any part hereof at any time according to its absolute discretion and without any prior notice. Therefore, Customer is encouraged to check the terms of this Agreement frequently. By using the service or Site after any changes, Customer agrees to be bound by such changes to this Agreement.

Violation

Customer may report any violation of this Agreement to support@firsthand.co.

Terms of Service for Mentors

For Terms of Service for Customers, click here.

Welcome to www.Evisors.com ("Evisors.com" or "Site"), a Web site that is a platform for on-line advice and consulting services. Evisors.com is owned and operated by Evisors, LLC ("Evisors"). The specific features and functionality of the Site are to be determined solely by Evisors and are subject to change or termination at any time, for any reason and without notice.

YOU AGREE THAT BY USING THIS SERVICE YOU ARE:

(A) AT LEAST 18 YEARS OF AGE AND YOU ARE LEGALLY ABLE TO ENTER INTO A CONTRACT AND (B) LEGALLY AUTHORIZED TO WORK IN THE COUNTRY FROM WHICH YOU WILL BE OFFERING SERVICES ON EVISORS

This Agreement contains all of the terms and conditions between you ("Premium Mentor") and Evisors. Your use of Evisors.com as a premium mentor implies your acceptance of the terms and conditions of this Agreement.

By registering as a Premium Mentor and agreeing to the terms and conditions of this Agreement, you also are agreeing to the terms of Evisors's Privacy Policy, which is incorporated into this Agreement.

Definition of Service

Evisors.com provides a platform where a Premium Mentor may present his or her advisorise and sell advice or services to interested users ("Customers") from Evisors.com or its affiliates. Evisors makes no representation or warranty whatsoever as to the willingness or ability of Customers to pay for any advice given by the Premium Mentor. However, payment will be gathered in advance of all consultations.

Disclaimer of Warranty and Limitation of Liability

THE EXPERT ACKNOWLEDGES AND AGREES THAT EVISORS.COM IS BEING PROVIDED FOR USE AS IS, AND THEREFORE EXPERT WILL NOT HAVE ANY PLEA, CLAIM OR DEMAND VIS-A-VIS EVISORS IN RESPECT TO EVISORS.COM'S CUSTOMER, PROPERTIES, LIMITATIONS OR COMPATIBILITY WITH THE EXPERT'S NEEDS. THE USE OF EVISORS.COM IS ACCORDINGLY BEING MADE AT THE EXPERT'S SOLE AND ENTIRE RISK, WITHOUT WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, COMPATIBILITY, SECURITY OR ACCURACY. EVISORS EXPRESSLY DISCLAIMS ALL WARRANTIES FOR INFORMATION POSTED OR TRANSMITTED BY ITS CUSTOMERS. IF AN EXPERT DECIDES TO PROVIDE EXPERT'S SERVICES THROUGH THE USE OF EVISORS.COM, EXPERT MUST EXERCISE A REASONABLE STANDARD OF CARE, AT LEAST THE SAME AS EXPERT WOULD IN A SIMILAR TRANSACTION NOT CONDUCTED THROUGH THE INTERNET OR THE STANDARD OF CARE MANDATED BY HIS OR HER PROFESSION, WHICHEVER IS HIGHER. THE EXPERT SHALL NOT HAVE ANY PLEA, CLAIM OR DEMAND AGAINST EVISORS, ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, MEMBERS, MANAGERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS IN RESPECT OF ANY SERVICES EXPERT DECIDES TO PROVIDE IN CONNECTION WITH THE USE OF EVISORS.COM. EVISORS WILL NOT BE DEEMED THE PROVIDER OR RECIPIENT OF ANY SERVICES ACQUIRED THROUGH EVISORS.COM. THE SALE OR PURCHASE OF SERVICES IS ACCORDINGLY EFFECTED AT THE EXPERT'S SOLE AND ENTIRE RISK. UNDER NO CIRCUMSTANCES WILL EVISORS, ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, MANAGERS, MEMBERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS BE LIABLE TO ANY EXPERT FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES (INCLUDING BUT NOT LIMITED TO LOSS OF BUSINESS, REVENUE, PROFITS, USE, DATA OR OTHER ECONOMIC ADVANTAGE), HOWEVER IT ARISES, WHETHER IN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, OR ARISING FROM THE SERVICES OR ANY PROVISION OF THIS AGREEMENT. EVISORS, ITS AFFILIATES, THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, MEMBERS, MANAGERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS' AGGREGATE LIABILITY FOR DIRECT DAMAGES ARISING WITH RESPECT TO THIS AGREEMENT WILL NOT EXCEED THE TOTAL AMOUNT OF MONEY PAID TO EXPERTS THROUGH EVISORS.COM IN THE SIX MONTH PERIOD PRIOR TO THE DATE THE CLAIM AROSE. EXPERT ACKNOWLEDGES AND AGREES THAT EVISORS DISCLAIMS ANY LIABILITY WITH RESPECT TO ANY CLAIM, SUIT OR ACTION BROUGHT BY A CUSTOMER IN CONNECTION WITH THE PROVISION OF ANY SERVICES BY EXPERT (INCLUDING, WITHOUT LIMITATION, REPRESENTATIONS BY THE EXPERT AS TO EXPERT'S QUALIFICATIONS AND ADVICE PROVIDED BY THE EXPERT) THROUGH THE EVISORS SERVICE AND EXPERT AGREES TO INDEMNIFY AND HOLD EVISORS HARMLESS IN CONNECTION WITH ANY SUCH CLAIM AND ANY DAMAGES OR EXPENSES ARISING THEREFROM INCLUDING LEGAL FEES AND COSTS. EVISORS WILL NOT BE LIABLE FOR ENFORCING ANY AGREEMENT THAT WAS MADE BETWEEN AN EXPERT AND A CUSTOMER, INCLUDING EXPERT FEE AGREEMENT. EXPERT WILL BE SOLELY RESPONSIBLE FOR ANY AGREEMENT MADE WITH A CUSTOMER. EXPERT FURTHER ACKNOWLEDGES THAT EXPERT WILL SOLELY BE RESPONSIBLE AND LIABLE FOR ANY DAMAGES TO ANY CUSTOMER TO WHOM EXPERT PROVIDES SERVICES AND WHERE THAT CUSTOMER SUFFERS DAMAGES ARISING FROM OR CONNECTED TO SUCH SERVICES. IN THE EVENT OF A DISPUTE REGARDING ANY TRANSACTION CONDUCTED THROUGH EVISORS.COM, EXPERT HEREBY RELEASES EVISORS AND ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, MEMBERS, MANAGERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS FROM ALL MANNER OF ACTIONS, CLAIMS OR DEMANDS AND FROM ANY AND ALL LOSSES (DIRECT, INDIRECT, INCIDENTAL OR CONSEQUENTIAL), DAMAGES, COSTS OR EXPENSES, INCLUDING, WITHOUT LIMITATION, COURT COSTS AND ATTORNEY'S FEES, WHICH EXPERT MAY HAVE AGAINST ONE OR MORE OF THE ABOVE.

By submitting the Premium Mentor registration form, you the Premium Mentor, represent, warrant and agree to the following:

• At all times you the Premium Mentor will provide correct and accurate representation of skills, degrees, qualifications, background and other information as prompted in any form on Evisors.com, and will maintain and update all such information during the term of this Agreement (or during the course of your use of the site) to keep it true, accurate, current and complete. You will maintain such skills, qualifications and other information, including maintaining your status in good standing as a licensed professional in any jurisdiction, as may be required by that jurisdiction, where you practice your profession. You shall not perform services or offer advice in any jurisdiction where you are not authorized, licensed or in good standing to do so.

• You will not offer or provide advice, directly or through writings, as to the value of securities or as to the advisability of investing in, purchasing or selling securities or any report or analysis concerning securities. You will not offer advice or provide any product or services related to or claiming success with lottery numbers.

• You will not misrepresent yourself or create a misleading name or listing.

• You consent to the recording of each and every call made in connection with Evisors, which recordings shall be the sole property of Evisors. Premium Mentor further acknowledges that Evisors may sell such recordings to the customer with which such recording was made and, in addition, Evisors may sell such recordings to anyone Evisors, in its sole discretion, wishes to sell such recordings to, and premium mentor hereby relinquishes all rights to such recordings.

• The aforementioned is an ongoing affirmative obligation for the Premium Mentor to maintain and update on a regular basis.

Premium Mentor's Conduct

You the Premium Mentor will be solely and fully liable for all conduct, services, advice, postings and transmissions that are made in your communications through Evisors.com or under your Evisor user name and password. You represent, warrant and declare that while you are using Evisors.com as and Premium Mentor, you will act according to the following rules:

• Premium Mentor will be solely responsible for the services provided to Customers and for the verification of Customers' identities and other information delivered to you by Customers

• As a platform where Premium Mentor can offer services, Evisors is not involved in any transactions between Premium Mentor and Customers. Evisors does not control the accuracy of any postings on the Site or transmissions through it by Customers. In addition, Evisors cannot and will not make any effort to verify the identity of any of its Customers

• Premium Mentor will not mislead Customers to believe that he or she can provide a service which is outside Premium Mentor's fields of advisorise

• All interactions between Premium Mentor and Customer will be billed through Evisors regardless if the interaction is online or offline. Premium Mentor agrees to abide by the pricing terms agreed upon with Customers while utilizing Evisors.com.

• All contact between Mentors, customers and any other users who are introduced through the Evisors platform must be conducted only through the Evisors platform. Exchange of personal contact information is strictly prohibited. Any exchange of contact information or communication outside of the Evisors platform, whether via personal email, phone, in person or any other means, is strictly prohibited and is a violation of this Agreement. In the event Evisors suspects or determines any such unauthorized contact, Evisors reserves the right to withhold payments, levy fines, and/or suspend or terminate service in its sole and absolute discretion.

• Premium Mentor will not take any actions which may undermine, disrupt or manipulate the integrity of the Customer feedback (rating) system on the Site.

• Premium Mentor will not interfere with or disrupt the Evisors.com site or servers or networks connected to the Site.

• Premium Mentor will not attempt to gain unauthorized access to other computer systems or networks connected to the Site, and will not transmit "junk mail", or any unsolicited mass distribution of e-mail or bulletin board postings.

• Premium Mentor will not transmit through the site any unlawful, harassing, libelous, privacy invading, abusive, threatening, defamatory, vulgar, obscene, racist, harmful or otherwise objectionable material of any kind.

• Premium Mentor will not disobey or breach this Agreement or any other applicable instructions conveyed by Evisors or its officers.

• Premium Mentor will not violate any applicable local, state, national or international law, statute, ordinance, rule, regulation or ethical code.

• Premium Mentor will not participate in Evisors in any manner that is in violation of the rules, regulations or code of conduct of his or her current employer(s), including not divulging any restricted, confidential or otherwise proprietary information of any sort.

• Premium Mentor will not upload, post, e-mail, transmit or otherwise make available: (a) any information or material that infringes a third party right, especially copyright or other intellectual property rights; (b) any third party advertisements, including banner exchange services; (c) software viruses, Trojan horses, worms or any other malicious application; or (d) any information or material which may constitute or encourage conduct that is a criminal offense or civil wrong or otherwise violates any applicable law.

• Premium Mentor will not impersonate any person or entity, or make any false statement regarding Premium Mentor's employment, agency or affiliation with any person or entity.

• Premium Mentor will not stalk, threaten or harass Customers or other Mentors or invade or attempt to invade their privacy.

• Premium Mentor will not disclose any information that was provided to Premium Mentor by a Customer and will use his or her best efforts to guard Customer's privacy

• Premium Mentor agrees to comply with all applicable laws regarding use of this Site. Premium Mentor may not use this Site to solicit the performance of any illegal activity or other activity which infringes the rights of Evisors or others. Premium Mentor agrees not to use any device, software or routine to interfere or attempt to interfere with the proper working of the Site or any other person's use of the Site. Premium Mentor may not attempt to gain unauthorized access to any portion or feature of the Site by hacking, password "mining" or other illegitimate method of gaining access to restricted data.

• Evisors may review the Premium Mentor's personal profile and amend any typing or spelling errors. Evisors may, in its absolute discretion, remove or refuse to post or transmit in part or full any content uploaded by the Premium Mentor. In such case, Evisors may, but is under no obligation to, notify Premium Mentor of such removal or removal or refusal. Without limiting the foregoing, Evisors may remove any content violating this Agreement. The Premium Mentor will bear all the risks associated with uploading and transmitting material utilizing Evisors.com, including reliance on its accuracy, reliability or legality.

Premium Mentor and Customer Communication

The main purpose of Evisors is to provide a platform for registered Mentors to provide Customers with advice that they seek. By utilizing Evisors.com, Mentors and Customers can negotiate and enter into a contract for advice. Evisors does not screen or edit the content of communications between Mentors and Customers, but Evisors may screen, copy, transmit and review all communications conducted by or through Evisors.com for technical support and/or in order to uphold the terms of this Agreement.

International Users

Evisors makes no claim that the content of the Site is appropriate or may be downloaded outside the United States. If you access the Site from a location outside the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction regarding online conduct and acceptable content.

Modifications and Termination of Evisors.com

Evisors reserves the right in its sole discretion, and from time to time, to modify or discontinue, temporarily or permanently, the services in Evisors.com, with or without notice to Premium Mentor. Premium Mentor agrees that Evisors shall not be liable to Premium Mentor or any third party for any modification or discontinuance to Evisors.com's services, or for any losses or damages that may result to Premium Mentor or his or her Customers from such discontinuation or interruption of service.

Evisors's services depend upon different factors such as: software, hardware and communications networks of Evisors, its contractors and suppliers, and other factors outside its control. Hence, Evisors cannot guarantee that Evisors.com will not be interrupted, or that it will be timely, secure or error-free.

Evisors, in its sole discretion and for any or no reason, may terminate Premium Mentor's participation in Evisors.com and refuse any and all current or future use by Premium Mentor of Evisors.com.

Termination of Account by Premium Mentor

Premium Mentor may terminate their Agreement with Evisors at any time by sending an email to support@firsthand.co. Evisors shall invalidate Premium Mentor's user name and password within thirty (30) days of receiving such notice. Premium Mentor may inactivate his or her own account for any desired period of time from within their Evisors account. Notwithstanding termination, all obligations of Premium Mentor under this Agreement relating to any activity prior to the termination date shall remain in full force and effect.

Copyright Policy

Evisors respects the intellectual property of others, and we ask our users to do the same. Evisors may, in appropriate circumstances and at its discretion, terminate the account or access of users who infringe the intellectual property rights of others.

Limited License

Evisors grants Premium Mentor a nonexclusive, revocable right to use the Site provided that Premium Mentor does not copy, modify, create a derivative work of, reverse engineer, disassemble or otherwise attempt to discover any source code, or breach this Agreement.

Indemnification

Premium Mentor will indemnify, defend and hold harmless Evisors, and its members, managers, employees, representatives, agents and Affiliates against any and all losses, damages, suits, judgments, costs and expenses (including litigation costs and attorneys' fees) arising out of or in connection with any claim, suit, action, or other proceeding brought against Evisors or such party, to the extent that such claim, suit, action or other proceeding is based on or arises from: (a) any breach of any representation, warranty, covenant or agreement to be performed by Premium Mentor according to this Agreement; (b) Premium Mentor's provision of services to any third party, regardless of whether or not they are Customers of the Evisors service; or (c) any materials that Premium Mentor has posted to Evisors.com and/or any content on Premium Mentor's Web site or otherwise provided to Customers. Premium Mentor represents and warrants that it maintains and will continue to maintain adequate insurance if such insurance is required by any applicable laws or regulations which apply to the provision of services by Premium Mentor, including, without limitation, professional liability insurance applicable to the legal and medical professions.

Insider Trading

A. Legal Prohibitions and Penalties

U.S. federal securities laws and the laws of most jurisdictions worldwide generally prohibit "insider trading" or the purchase or sale, or the recommendation of a purchase or sale, of any stock, bond, option or other security by a person while he or she is in possession of "material nonpublic information" (sometimes also referred to as "inside information") about the security or its issuer. The use of such material nonpublic information to avoid losses is no less a violation than the use of such information to generate profits.

Regulators have treated the detection and prosecution of insider trading violations as an enforcement priority, and violations have also been the subject of private legal actions. U.S. federal and state securities laws provide for criminal and civil penalties for violations of the insider trading laws. Sanctions or penalties include jail sentences, civil injunctions, fines for the person who committed the violation of up to three times the profit gained or loss avoided as a result of the unlawful trades, whether or not the person fined actually traded, and fines for the person's employer or other controlling person.

A person can be subject to some or all of these penalties as a "tipper" if he or she discloses material nonpublic information to another person who then trades while in possession of such information. A person can incur "tipper-tippee" liability if his or her disclosure of information breaches a duty owed to the issuer or the source of the information. A tipper can be liable even if he or she does not personally receive a direct monetary benefit from the ensuing trading activity.

It is also important to understand that the prohibitions on disclosing or misusing information do not apply only to "insiders" such as officers, directors, employees and significant shareholders of an issuer. The prohibitions can also apply to "outsiders" such as consultants, accountants, lawyers and underwriters who have a duty of trust or confidence to the source of the material nonpublic information. In addition, the prohibitions can also apply to persons with a family relationship to the source of the information, and to persons with any other relationship of trust or confidence with the source (such as when people have a history, pattern or practice of sharing confidences).

You are prohibited from disclosing any nonpublic information in breach of any duty of trust or confidence to the source or subject matter of the information.

B. Material Information

Information is "material" if there is a substantial likelihood that a reasonable investor would consider it important in deciding whether to purchase, sell or hold a security or other financial instrument. It is also information that, if disclosed, is reasonably likely to affect the market price of the security or instrument. Information may be material even if it relates to speculative or contingent events. Information that is material with respect to a security is also likely to be material with respect to options and other related derivatives.

Information that is material usually includes, but is not limited to: dividend changes, earnings estimates, changes in previously released earnings estimates, significant merger or acquisition discussions or agreements, major litigation or regulatory investigations, regulatory approvals or disapprovals, and extraordinary management developments.

Because the determination of whether information is "material" involves questions of judgment (that may be second-guessed by a regulator who has the benefit of hindsight), you should refrain from disclosing nonpublic information if you have any questions about whether the information might potentially be considered material.

C. Nonpublic Information

Information is nonpublic until it has been effectively communicated to the market place or made widely available to the general public such as by means of a press release carried over a major news services, a public filing made with a regulatory agency, or material sent to security holders or potential investors (such as a proxy statement or prospectus).

It is sometimes difficult to know whether information has been made public. The fact that nonpublic information is reflected in rumors in the marketplace does not mean that the information has been publicly disseminated. Even when some information regarding a matter has been made public, other aspects of the matter may remain nonpublic.

Text Message (SMS) Terms of Use

Your wireless carrier's standard messaging rates apply to all text messages sent or received. Evisors does not charge for any content; however, downloadable content may incur additional charges from your wireless carrier. Please contact your wireless carrier for information about your messaging plan. Your carrier may impose message or charge limitations on your account that are outside of our control. All charges are billed by and payable to your wireless carrier.

By subscribing, you consent to receiving text messages from Evisors. You can unsubscribe at any time from all services by replying with the word STOP to any text message.

You represent that you are the owner, or authorized user of the wireless device you use to subscribe to the service, and that you are authorized to approve the applicable charges.

We will not be liable for any delays or failures in your receipt of any SMS messages as delivery is subject to effective transmission from your network operator and processing by your mobile device. SMS message services are provided on an AS IS, AS AVAILABLE basis.

Data obtained from you in connection with this SMS service may include your mobile phone number, your carrier's name, and the date, time and content of your messages and other information that you may provide. We may use this information to contact you and to provide the services you request from us, and to otherwise operate, develop and improve the service. Your wireless carrier and other service providers may also collect data from your SMS usage, and their practices are governed by their own policies. We will only use the information you provide to the service to transmit your text message or as otherwise described in this document. Nonetheless, we reserve the right at all times to disclose any information as necessary to satisfy any law, regulation or governmental request, to avoid liability, or to protect our rights or property. When you complete forms online or otherwise provide us information in connection with the service, you agree to provide accurate, complete, and true information.

The service as well as the content and materials received through the service are proprietary to us and our licensors, and is for your personal, non-commercial use only. You shall not damage, impair, interfere with or disrupt the service or its functionality.

We reserve the right to alter charges and/or these terms and conditions from time to time. We may suspend or terminate the service to you if we believe you are in breach of our terms and conditions. Your service is also subject to termination in the event your wireless service terminates or lapses. We may discontinue the service at any time.

If you have any questions, e-mail support@firsthand.co

No Assignment

Premium Mentor shall not assign his or her rights and obligations according to this Agreement, in whole or in part, whether voluntarily or by operation of law, without the prior, written consent of Evisors. Any purported assignment by Premium Mentor without the appropriate prior written approval will be null and void and of no force or effect.

Modifications to this Agreement

Evisors may change this Agreement without prior notice by posting modifications on the Site. Unless otherwise specified by Evisors, all modifications shall be effective upon posting. Therefore, Premium Mentor is encouraged to check the terms of this Agreement frequently. By using the service or Site after the changes become effective, Premium Mentor agrees to be bound by such changes to the Agreement. If Premium Mentor does not agree to the changes, Premium Mentor may terminate access to the Site and participation in Evisors services by following the procedures set forth above.

Violation

The Premium Mentor may report any violation of this Agreement to support@firsthand.co.